Southern Fidelity helps renters protect their personal property through one of our HO-4 policies.
The typical coverages on a Renters (HO-4) policy include:
- Coverage C – Personal Property: provides coverage for the physical loss of or damage to the personal property located within the structure
- Coverage D – Loss of Use: covers additional living expenses when the property is uninhabitable due to a covered loss
- Coverage E – Personal Liability: provides protection for the homeowner and other insured persons against claims...